A fiduciary who treats your money like it's his own.
For more than two decades, George Clougher has helped retirees and those approaching 65 turn a lifetime of saving into a retirement they can actually enjoy — without overpaying the IRS or Medicare along the way.
His focus is deliberately narrow. Retirement income, tax strategy, Social Security, and Medicare's IRMAA surcharges are deeply intertwined — and George believes they deserve a specialist who does nothing else, and who explains every recommendation in plain English. His only job is your best interest.
Four principles, no exceptions.
Fiduciary, always
Legally and ethically bound to put your interests first — 100% of the time, not just when it's convenient.
Clear & straightforward
You'll always understand our recommendations — and exactly how we're compensated — explained in plain English, with no surprises.
Plain English
Retirement is complicated enough. I explain every recommendation until it genuinely makes sense to you.
Retirement is all I do
Not a generalist. Every day is spent on the income, tax, and Medicare decisions that define a great retirement.
I've watched too many people do everything right for forty years, then lose thousands to a Medicare rule no one warned them about. My work is making sure that's never you.
GEORGE CLOUGHER, CFP®See what a coordinated retirement plan feels like.
A complimentary 45-minute conversation — no products, no pressure. Just a clear look at where you stand and what’s possible.